Items Needed for Full Preapproval

General Voluntary Items

 

  • Most recent pay stubs. (Showing one month of pay)

  • Most recent tax return with W2s. (If self employed: 2 years personal taxes, 2 years business with K1s)

  • Most recent savings/checking/asset statement for down payment and/or closing costs.

  • Signed Borrower Authorization Form. (To order full verification of employment for calculating income)

You will be receiving a full, concise list of items needed from your loan processor.

Credit Card Authorization not needed until disclosures have been sent.

Download Initial Forms

& Voluntary Document Checklist

Download Optional Form

SecurityNational Mortgage Company (SNMC), and its loan officers, are not liable for information, claims or agreements made by/between the public and third-party entities. These third-party entities may include, but are not limited to: builders, developers, or real estate agents. Even though the loan officer co-sponsoring this site makes efforts to update the information contained, much of it is provided by independent vendors and data feeds, and thus, this site may contain errors, outdated information or purchase conditions, promotions, incentives and/or possible omissions. SNMC cannot guarantee the accuracy of information provided, and we encourage buyers to complete their own due diligence in making a decision to build or purchase a home. We also suggest that you seek the professional representation/advice of a licensed Realtor®, as well as any other licensed professional that is appropriate to your purchase decision, including, but not limited to: attorney, accountant, or certified financial planner. Visitors to this site are responsible for the use and decisions made regarding the purchase of a home with regards to the information contained herein. SNMC is an Equal Housing Lender.

Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. SecurityNational Mortgage Co. is an Equal Opportunity Lender.

NMLS# 293784 I  Branch# 137802  I  Co. NMLS# 3116

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